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1
Facilities ✅
We give loans for working capital and low-cost fixed assets.
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2
Amount ✅
The maximum amount you can get is GH¢20,000.
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3
Interest Rate ✅
Interest rate ranges between 2.7 percent and 4 percent depending on tenor.
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4
Tenor ✅
Maximum duration is 12 months.
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5
Registered ✅
The business must be registered and should have operated for at least 24 months.
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6
Employees ✅
The business must have at least 2 workers in full-time employment.
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7
Revenue ✅
The business must generate at least GH¢5,000 per month in revenue.
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8
Cash ✅
All new loans are disbursed between the 2nd and 7th of the month.
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9
Repayment ✅
Repayment begins not later than 42 days after disbursement.
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10
Refinancing ✅
Facilities with no default within the last 24 months may qualify for refinancing.
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11
BlackZone ❌❌
No facility shall be refinanced more than once within a 24-month period.
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12
NovDec ❌❌
We don’t give new loans or do refinancing in November and December.
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13
Throughput ✅
It may take about 96 hours (averagely) between application and disbursement.
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14
Start ✅
To begin the process go to START and submit the required info.